Writing Gems

Honestly, I don't pay attention to these: ... but now I am changing minds... from NOW on, I will only buy what's on SALE !.. or TRY to anyway! and it will save us MONEY for sure! This is a great follow up to THE CASH CHALLENGE I am starting this summer! Join me? -day 173 visit me here too!

credit I don't carry cash anymore! It's been 5 years since budgeting in cash. I remember being a student and getting an allowance! Lucky students, huh?  In high school, I'd make sure to budget my money so it would last a day. In college, I'd make sure to budget my money so it would last for two weeks!  When I started working and earning, I'd budget my hard-earned money to last me for a month! Coming here, I don't have cash! It's all plastic for me now. So, I end up just swiping and swiping! The amount I have to pay are just numbers in the receipt. I have no sense of losing money until I check online and see my balance running out! This summer, I plan on going to my bank and withdrawing cash money. Set a weekly budget in cash and spend just that! - well, this will just be on food. Let's start with that. If I start at $70 a week, that should last for a week, 7 days! If anything's left, I'd simply withdraw some and make it total $70 again for the fo...

Here’s the recap of the lessons on wealth and money so far: Lesson #1 What am I seeing?    http://gemsdaily.blogspot.com/2012/01/seeing-me.html How comfortable are you with the idea of wealth, money, and becoming rich? How open are you to the idea of changing one’s money belief to attract what we really wanted and what we really deserved? A lot of us just "unconsciously" don’t want money and wealth. We all have our own negative beliefs about money and can't seem to let go. Unless, we can see it in our minds, it will be impossible to achieve it. Lesson #2 What won’t I do?  http://gemsdaily.blogspot.com/2012/01/outside-box.html What are you unwilling to do to make your dreams come true? Excuses, we are just so full of it. “To a person who wants, he will always have ways to do it, those who don’t, plenty of excuses.” Lesson #3 Are you ready?  http://gemsdaily.blogspot.com/2012/02/it-is-possible.html Are you ready to attract wealth and money by simply being, becoming a...

Money-Matters! Every Tuesday I have committed myself to writing about wealth and money.  Why? because I want to attract it! I am not saying that I am equating success with money or wealth, because I am not. Success for me is being balanced in all aspects of our lives.  (See related post: Imbalance ) Still, I have this gut feeling that just needs to let out…  because I know it is possible! It is possible to attract wealth and money by simply being. It is possible to attract wealth and money by simply knowing. It is possible to attract wealth and money by simply becoming. The question now is am I ready?   Please click here to see  Lesson #1 on Money Matters Lesson #2 on Money Matters     NAMASTE.   -day 55-

Welcome to WEALTHY TUESDAYS! Money-Matters!   Let’s me face the fact.  The fact is anything can happen.  Everything is possible and possibilities are infinite. Good. Wait! Everything? Is possible? Infinite possibilities? Yes. That’s correct. (It is only our mind that sets limits; try pushing your mind beyond the box!) I learned from seminars I’ve attended in the past that  “If the intention is clear, then the mechanism will appear.” Formula: Intention 100% + Mechanism 0% = Achieved Goal 100% If my intention, (belief, purpose, faith) is clear then the mechanism (activity, action, system) will appear! ~ and that will make me achieve my goal! 100% intention that is ALL IT TAKES! Wow! Then, let me be clear: “I want financial wealth; I want more money, so I could be of more service to people esp. to my family, relatives and friends.” and “I want financial wealth; I want more money, so I could enjoy more of life’s grandeu...

If Mondays are for Health Matters , Then my Tuesdays are for Money Matters !!! Welcome to WEALTHY TUESDAYS! Money-Matters! … and as I am writing this, I just can’t help but smile. I am writing about Money Matters, and I will write about becoming wealthy every Tuesday! – how fun is that!??? Well, I just declared to the whole wide web world 29 days ago that I am Rich! remember? So, I am claiming it! Talk about a financially stupid person like me writing about WEALTH and MONEY on Tuesdays! Mmmm.. doesn't sound convincing... Best yet, talk about a changed-financially-stupid-turned-financial-success-guru (that’s me!) who wrote about WEALTH and MONEY on Tuesdays and as she was doing that, she was really able to attract WEALTH and MONEY just because she changed the way she saw herself! Did you just picture that with me? Mmmm… I loveeeeee it!!! Money-Matters: Lesson #1 ... and that will be my Lesson #1. Seeing Me! What about you?  How comfortable are you with the idea of wealth, money...

I believe money flows freely into my life. I give thanks for a substantial increase in my financial income now! I am a Money Magnet! http://www.flickr.com/photos/22490717@N02/2218616909 Let’s get ready for abundance!!! If you are one of those who don’t really want to be rich and are content with where you are then, I guess this is not for you. BUT, for the rest of you who want financial freedom and would want to create material wealth and spiritual abundance at the same time, THEN let’s join hands as we journey towards true abundance this 2012!!! No, this is not a get-rich-quick scheme, not a scam either! We can all be rich! We just need to change some of our thinking habits. Enlarge our psychological wallet, work with mentors, and prepare ourselves to receive great financial blessings into our lives.  Click the Truly Rich Club link for more information. TrulyRichClub.com - Do You Want to Gain Financial Wealth and Spiritual Abundance at the Same Time? I believe money flows freely i...

I mentioned in my post IMBALANCE how my family and I would travel and gallivant especially this time of the year.  There were “ants in my pants”! I really didn’t care if I had the money, my thinking was, “I always have more than enough money for what I want and need”, and so off we went!  This was not only during the “happy holidays” season, mind you. But every time we have school breaks: Thanksgiving break, Spring break, Summer break! I have the “I-am-RICH mentality!”, “God-will-provide mentality”, and “I-deserve-this mentality!”. It took me 4 years!!! (Well, at least I graduated Summa Cum Laude, this time, lol!) to learn my lesson! There is nothing wrong with my mentality, right?  If my thoughts are powerful, then I can make things happen, right? We have all the comforts, we have the money – thanks to my credit cards, and never mind about payments – “God-will-provide!”, right? Ekkkkk.. Error! I’m financially stupid! (oops, that’s an understatement, lol!) Handling Finan...

I 've written in My 5,000 pesos story that my three main shallow reasons for leaving my job as a teacher were to be able to wear blazers, to work in an office and to earn more money.  But you know what? It wasn’t really earning more money that I desired (because back then I was always given a full teaching load, and on top of that an extra load!), but the freedom to see what was in store for me if I left the school setting.  My real thoughts were “I can do much more”.. “I need to find myself”..” I want my dreams achieved”.. “I want to see more of life”… “If I don’t leave right now, I wouldn’t be able to leave at all. ” … I had all the reasons to leave… and I did. I did experience a lot too! – from sweaty 1st time cold calls to corporate high-ups to confidently conducting/facilitating meetings and making corporate presentations and system presentations; from eating at lowly stores to breakfast-lunch-dinner meetings at a 5 star hotel in Makati; from walking and knocking on doo...

For years, I’ve never had a credit card. A friend literally shouted at me when I looked at the application form. He said, “DON’T YOU DARE APPLY!!!” and so I didn’t. I didn’t even try to mind  what effects they were trying to tell me if I own one.  Come 2007, in the land of milk and honey?!, I was forced to apply for a credit card. “Credit cards are needed to have credit scores”; “It is a must here!”; “Everyone’s got a credit card!”; “No we don’t carry cash, we carry cards”. So I did get one, nope, two, nope, three, nope… OK, to date I have 8 cards!!!!  Yes, I’ve been managing my accounts really well, never had a month without paying, at least the minimum amount. Yes, credit cards made us survive financial turbulence! Yes, credit cards made me say YES, YES, YES!  Since coming here in the land of the free?!, never had we stayed home for long breaks.. we’ve travelled and travelled far to beautiful places, checked in to different hotels, ate, bought, spent… NO budgeting,...