For years, I’ve never had a credit card. A friend literally shouted at me when I looked at the application form. He said, “DON’T YOU DARE APPLY!!!” and so I didn’t. I didn’t even try to mind what effects they were trying to tell me if I own one. Come 2007, in the land of milk and honey?!, I was forced to apply for a credit card. “Credit cards are needed to have credit scores”; “It is a must here!”; “Everyone’s got a credit card!”; “No we don’t carry cash, we carry cards”. So I did get one, nope, two, nope, three, nope… OK, to date I have 8 cards!!!! Yes, I’ve been managing my accounts really well, never had a month without paying, at least the minimum amount. Yes, credit cards made us survive financial turbulence! Yes, credit cards made me say YES, YES, YES! Since coming here in the land of the free?!, never had we stayed home for long breaks.. we’ve travelled and travelled far to beautiful places, checked in to different hotels, ate, bought, spent… NO budgeting,...
I thank God for everything and I thank God for your writing Gems you have that gift make use of it for the benefit of us indeed. - shalomi
ReplyDeleteAmen. That was refreshing Ms Gems.:)
ReplyDeleteThank you Lord for the beautiful day YOU've given me today. All praises and thanksgiving be upon YOU Lord.
ReplyDeleteHi Gemma, lovely pictures!Is this in Arizona? There are a lot that we really have to thank for!
ReplyDeleteHow I love to pray seeing these magnificent scenes that only God can create.
ReplyDeleteNice photos and a simple prayer means a lot.
ReplyDeleteIt will always matter. God will always be there for us.
ReplyDeletePut God first before anything else.. Thanks for sharing this prayer!
ReplyDeleteAmen. May the Lord God always guide you and bless you.
ReplyDeletePrayer of faith works miracle. The scripture is so clear that prayer should be done everyday and without ceasing. I know it the spirit that teaches man to pray. Jesus Christ has set as an example of how to pray for our Father in Heaven. A person doesn't need to be expert in praying. It just takes a time and an effort to pray and if it is done in secret the Lord answers it openly. However, He admonishes not to pray in public just like what the hypocrites are doing. I know God answers prayer and I've a lot of testimonies about how my prayers had been answered.
ReplyDeleteSo simple yet it moved me. =)
ReplyDeleteAmen! i thank God everyday for these beauty of nature...such a wonderful gift.. ;)
ReplyDeleteYes, thanks! God is good! :)
ReplyDeletesuch nice photos..compliments the concept
ReplyDelete